|
Loan Rates
 |
|
New and Used Autos, Boats and
RV's |
|
*
Rates
as low as |
Year |
Term |
|
2.49% APR |
2009 and Newer |
Up to 24 mths |
|
2.99% APR |
2009 and Newer |
Up to 36 mths |
|
3.49% APR |
2009 and Newer |
Up to 60 mths |
|
3.99% APR |
2009 and Newer |
72 mths *** |
| |
|
|
|
3.50% APR |
2008 |
Up to 24 mths |
|
4.00% APR |
2008 |
Up to 36 mths |
|
4.50% APR |
2008 |
Up to 48 mths |
| |
|
|
|
4.00% APR |
2007 |
Up to 24 mths |
|
4.50% APR |
2007 |
Up to 36 mths |
| |
|
|
|
4.99% APR |
2005 - 2006 |
Up to 24 mths |
|
5.49% APR |
2005 - 2006 |
Up to 36 mths |
* Boats may be financed up to 84
months.
* RV's may be financed up to 120 months.
*
Loan rates as low as the stated APR. Secured and Unsecured loan
rates are based on each member's credit history, amount financed and
term requested.
*** Loan must be at least $20,000 to
qualify for 72 month financing.
* Terms are
determined by the year model and value of the vehicle.
|
|
Signature (Unsecured) |
|
*
Rates
as low as |
Term |
|
8.00% APR |
0 - 36 mths |
* Minimum loan
amount of $1,000.00.
* Only one signature loan per member may be made each calendar quarter.
|
|
Term (Unsecured) |
|
*
Rates
as low as |
Term |
|
8.00% APR |
6 mths |
* Minimum loan
amount of $1,000.00.
* May be renewed two times after interest is paid.
|
|
New Motorcycles / New
Camping Trailers |
|
Rate |
Year |
Term |
|
10.00% APR |
2011 and 2012 |
0 - 60 mths |
*
New Motorcycles / All Terrain Vehicles, (15% down payment
required on new motorcycles and all terrain vehicles).
|
|
Used Motorcycles / Camping Trailers
(all terrain vehicles excluded) |
|
Rate |
Year |
Term |
|
11.50% APR |
2005 - 2012 |
0 - 36 mths |
|
|
Share Secured |
|
*
Rates
as low as |
Term |
|
4.99% APR |
0 - 36 mths |
*
See loan officer for details.
|
|
Credit Union CD's |
|
*
Rates
as low as |
Term |
|
* See
Below |
0 - 24 mths |
*
Rate is 2% above current CD rate used as collateral.
* Maximum term cannot exceed CD Term.
|
|
Rates disclosed
above are Annual Percentage Rates (APR)
For rates & terms on Recreational Vehicles and vehicles older than those
listed above, please contact a loan officer.
A copy of the sales contract must be presented at the time of loan
application for new cars, trucks, boats, motorcycles and recreational
vehicles.
Each loan application is evaluated on an individual basis. Loans
are granted on the applicant's credit history, ability to repay,
purpose of the loan, stability, and collateral.
Loan rates and policies are subject to change, therefore, it is
important that you check with a Cherokee Strip Credit Union Loan Officer for the latest
information on any item that you may be interested in.
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